To cross the upper class border, investments are the best strategy to engage.
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Sure, you have a job that pays constant money; but it doesn’t take a mathematician to know that it’ll take a lifetime of savings until your steady paycheck can add up to a fortune.
Investments are smart. You don’t have to work so hard, eight hours a day to reach financial freedom. Money comes to you passively – you can swim with penguins while your investments add bucks to your account. Here are the investment kinds you may want to know:
Bonds. You lend your money to a company or government.
How does money grow? They pay you back with interests.
Stocks. When you invest on stocks, you buy a part of a business. This means you own a percentage of the business.
How does money grow? You are entitled to receive profit of the business proportional to the amount of stocks you own. However, the return and risk is high.
Mutual Funds. A professional manager invests your money in a collection of bonds and stocks.
How does money grow? Same as bonds and stocks. It is diversified and it doesn’t demand your time.
Real Estate. You buy a land property.
How does money grow? Since value of house and land is increasing over time, you can sell it high.
Certificates of Deposits. You deposit money to the bank within the time frame, while during the time you cannot spend that money.
How does money grow? You earn with interests.
Forex Trading. You buy or sell a foreign currency.
How does money grow? You can earn or lose money through the movement of exchange rates. For example, you exchange US dollar for UK Pound. If UK Pound increases in value, you earn. If it decreases, you lose some money.
Business. You fund a starting business or you found your own business.
How does money grow? You earn through profit of the business, or you can sell your business for up to millions. However, starting a business is demanding and it may take most of your time. Make sure you systemize it so the business can operate it without you.
All of these investments are simplified. I encourage everybody to sign up for at least one, but be sure to study it well. “Big risks, big rewards” is a good statement, but I prefer “controlled risks, big rewards”.
What kind of investment are you interested in?
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CD’s! I’m not very adventurous with my money 🙂
Nice and short info. Investment give me headaches though….
Not very careful with my money at all … but I have invested in 100% safe .. I will never lose what I invested – and it’s growing – I’m not going to be fitly rich, but I’m happy for the pennies I get extra every 4th year.
Very clear, thanks for the post!
Clear when short but when you start digging that’s when you want to swear every second…I prefer bonds through banks, though will be moving into commodities soon…or want to…any advice on how to buy a house when you don’t have any money? =)
Thank you for posting this.. it’s always good to know there are opportunities like this; one can choose the kind of investment he may be interested in depending on his time, resources and will..